What to Look for in Beatrice, AL Lease-to-Own Companies
When selecting a lease-to-own company in Beatrice, AL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Beatrice and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Beatrice, AL Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Beatrice, AL follow similar models. To start, you choose an approved retailer in Beatrice and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Beatrice, AL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Beatrice, AL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Beatrice, AL. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Beatrice, AL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Beatrice, AL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Beatrice and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Beatrice, AL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Beatrice, AL?
For shoppers in Beatrice, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Beatrice, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Beatrice, AL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Beatrice, AL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Beatrice, AL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.