Choosing a Lease-to-Own Company in Bay Minette, AL
When picking a lease-to-own company in Bay Minette, AL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bay Minette and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Bay Minette, AL Work
How does Acima Leasing work? Or Snap Finance? Most Bay Minette, AL lease-to-own companies operate similarly. To start, you choose an approved retailer in Bay Minette and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing in Bay Minette, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Bay Minette, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bay Minette, AL. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Bay Minette, AL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Bay Minette, AL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bay Minette businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Bay Minette, AL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Bay Minette, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Bay Minette, AL with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Bay Minette, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Bay Minette, AL requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Bay Minette, AL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bay Minette, AL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.