Lease-to-Own in Bay Minette, AL: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Bay Minette, AL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in Bay Minette, AL

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. Bay Minette is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Bay Minette, AL so you can figure out which company's store selection, requirements, and application process sound right for you.

Bay Minette Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Bay Minette, AL? You can expect a similar application process for both. Shop at your favorite eligible stores in Bay Minette, select the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Bay Minette!

What Are the Requirements for Progressive Leasing in Bay Minette vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Bay Minette, AL have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Bay Minette, AL, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Bay Minette with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Bay Minette Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Bay Minette stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Bay Minette, AL, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Bay Minette, AL?

You'll find that Progressive Leasing and Acima Leasing in Bay Minette, AL  have similar leasable items. In general, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Bay Minette, AL Lease-to-Own Company?

Determining the right lease-to-own company in Bay Minette, AL is a personal choice we can't make for you. The best option for you depends on which Bay Minette retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get the products you need today with lease-to-own shopping power.