Choosing Your Ardmore, AL Lease-to-Own Company
When picking a lease-to-own company in Ardmore, AL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Ardmore and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Ardmore, AL
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Ardmore, AL follow similar models. You shop at an approved Ardmore retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Ardmore, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Ardmore, AL?
The items you can shop for vary based on which Ardmore, AL retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Ardmore, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Ardmore, AL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Ardmore stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Ardmore, AL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ardmore, AL?
Snap Finance and Acima Leasing both want to help shoppers in Ardmore AL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Ardmore, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
Acima Leasing in Ardmore, AL also requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Ardmore, AL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Ardmore, AL. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.