Choosing Your Alexander City, AL Lease-to-Own Company
When selecting a lease-to-own company in Alexander City, AL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Alexander City so you know which company is your best fit.
How Does Lease-to-Own in Alexander City, AL Work?
How does Snap Finance work? Or Acima Leasing? Whichever Alexander City, AL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Alexander City and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Alexander City, AL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Alexander City, AL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Alexander City, AL. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Alexander City, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Alexander City, AL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Alexander City businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Alexander City, AL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Alexander City, AL?
Snap Finance and Amica Leasing are dedicated to helping Alexander City, AL shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Alexander City, AL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Alexander City, AL, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Alexander City, AL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Alexander City, AL. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.