Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Alabaster, AL

Looking for a lease-to-own company in Alabaster, AL? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Alabaster, AL Lease-to-Own Companies

When choosing a lease-to-own company in Alabaster, AL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Alabaster so you can determine which company is right for you.

Snap Finance in Alabaster, AL vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Alabaster, AL lease-to-own companies operate similarly. First, you pick from a list of approved Alabaster retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Alabaster, AL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Alabaster, AL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Alabaster, AL. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Alabaster, AL and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Alabaster, AL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Alabaster and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Alabaster, AL or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Alabaster, AL?

Everyone in Alabaster, AL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Alabaster, AL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Alabaster, AL requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Alabaster, AL? Try Acima Leasing

Many shoppers across Alabaster, AL can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.