What to Look for in Ferndale, WA Lease-to-Own Companies
When choosing a lease-to-own company in Ferndale, WA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Ferndale and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Ferndale, WA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Ferndale, WA tend to work the same way. First, you pick from a list of approved Ferndale retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Ferndale, WA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ferndale, WA?
The items you can shop for in Ferndale, WA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Ferndale, WA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Ferndale, WA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Ferndale businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Ferndale, WA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ferndale, WA
For shoppers in Ferndale, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ferndale, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Ferndale, WA also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Ferndale, WA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Ferndale, WA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.