What to Look for in Colville, WA Lease-to-Own Companies
When selecting a lease-to-own company in Colville, WA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Colville and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Colville, WA
How does Snap Finance work? Or Acima Leasing? Whichever Colville, WA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Colville retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Colville, WA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Colville, WA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Colville, WA. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Colville, WA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Colville, WA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Colville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Colville, WA.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Colville, WA?
Everyone in Colville, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Colville, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Colville, WA also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Colville, WA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Colville, WA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.