Snap Finance in Tappahannock, VA or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Tappahannock, VA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Tappahannock, VA Lease-to-Own Companies

When selecting a lease-to-own company in Tappahannock, VA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tappahannock so you know which company is your best fit.

How Does Lease-to-Own in Tappahannock, VA Work?

How does Snap Finance work? Or Acima Leasing? Whichever Tappahannock, VA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Tappahannock retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Tappahannock, VA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

Tappahannock, VA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Tappahannock, VA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Tappahannock, VA and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Tappahannock, VA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Tappahannock and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Tappahannock, VA stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Tappahannock, VA

Everyone in Tappahannock, VA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Tappahannock, VA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Tappahannock, VA also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Tappahannock, VA Lease-to-Own Company

Many shoppers across Tappahannock, VA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.