What to Look for in Ruckersville, VA Lease-to-Own Companies
When choosing a lease-to-own company in Ruckersville, VA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Ruckersville so you know which company is your best fit.
How Does Lease-to-Own in Ruckersville, VA Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Ruckersville, VA tend to work the same way. You shop in person or online at an approved Ruckersville retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Ruckersville, VA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Ruckersville, VA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ruckersville, VA. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Ruckersville, VA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Ruckersville, VA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Ruckersville and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Ruckersville, VA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Ruckersville, VA
Snap Finance and Amica Leasing are dedicated to helping Ruckersville, VA shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Ruckersville, VA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Ruckersville, VA, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Ruckersville, VA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ruckersville, VA. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.