Choosing Your Salt Lake, UT Lease-to-Own Company
When selecting a lease-to-own company in Salt Lake, UT, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Salt Lake and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Salt Lake, UT Work
How does Acima Leasing work? Or Snap Finance? Most Salt Lake, UT lease-to-own companies operate similarly. You shop in person or online at an approved Salt Lake retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Salt Lake, UT or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Salt Lake, UT?
The items you can shop for in Salt Lake, UT depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Salt Lake, UT and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Salt Lake, UT and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Salt Lake and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Salt Lake, UT, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Salt Lake, UT
For shoppers in Salt Lake, UT with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Salt Lake, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Salt Lake, UT also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Salt Lake, UT, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Salt Lake, UT. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.