Choosing a Lease-to-Own Company in Filmore, UT
When selecting a lease-to-own company in Filmore, UT, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Filmore so you can decide which company sounds best for you.
How Does Lease-to-Own in Filmore, UT Work?
How do Acima Leasing and Snap Finance work? Whichever Filmore, UT lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Filmore retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Filmore, UT or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Filmore, UT?
The items you can shop for vary based on which Filmore, UT retailers are approved by Snap Finance or Acima Leasing. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Filmore, UT
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Filmore, UT and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Filmore and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Filmore, UT stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Filmore, UT
Both Snap Finance and Amica Leasing aim to help shoppers in Filmore, UT with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Filmore, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Filmore, UT also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Filmore, UT? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Filmore, UT shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.