Progressive Leasing or Acima Leasing in Palmer, TX?

Who do you go to for lease-to-own solutions in Palmer, TX? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Palmer, TX

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Palmer, but how do you know which one to go with? Let's compare Acima Leasing in Palmer, TX against Progressive Leasing so you can decide which company's store selection, requirements, and application process sound right for you.

Palmer Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Palmer, TX? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible Palmer stores, pick out the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Palmer, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Palmer vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Palmer, TX share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Palmer, TX need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Palmer with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Palmer, TX Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Palmer allows you to shop at thousands of Palmer stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Palmer, TX, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Palmer, TX?

Progressive Leasing and Acima Leasing in Palmer, TX consider the same items leasable. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Palmer, TX?

Determining the right lease-to-own company in Palmer, TX is a personal choice we can't make for you. To choose the right fit, consider which Palmer retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.