Choosing Your Newton, TX Lease-to-Own Company
When picking a lease-to-own company in Newton, TX, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Newton and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Newton, TX Work
How do Acima Leasing and Snap Finance work? Whichever Newton, TX lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Newton retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Newton, TX will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Newton, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Newton, TX. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Newton, TX
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Newton, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Newton and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Newton, TX, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Newton, TX?
For shoppers in Newton, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Newton, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Newton, TX, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Newton, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Newton, TX. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.