What to Look for in Lake Worth, TX Lease-to-Own Companies
When comparing lease-to-own companies in Lake Worth, TX, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lake Worth so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Lake Worth, TX Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Lake Worth, TX tend to work the same way. First, you pick from a list of approved Lake Worth retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Lake Worth, TX or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lake Worth, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lake Worth, TX. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Lake Worth, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Lake Worth, TX as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Lake Worth and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Lake Worth, TX, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lake Worth, TX
Snap Finance and Acima Leasing both want to help shoppers in Lake Worth TX get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Lake Worth, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lake Worth, TX also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Lake Worth, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Lake Worth, TX. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.