Choosing Your Irvine, TX Lease-to-Own Company
When selecting a lease-to-own company in Irvine, TX, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Irvine and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Irvine, TX Work?
How do Acima Leasing and Snap Finance work? Whichever Irvine, TX lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Irvine retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Irvine, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Irvine, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Irvine, TX. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Irvine, TX
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Irvine, TX retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Irvine businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Irvine, TX stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Irvine, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Irvine, TX with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Irvine, TX, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Irvine, TX also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Irvine, TX Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Irvine, TX shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.