Choosing Your Ripley, TN Lease-to-Own Company
When selecting a lease-to-own company in Ripley, TN, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ripley and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Ripley, TN Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Ripley, TN tend to work the same way. You shop at an approved Ripley retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Ripley, TN will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ripley, TN?
The items you can shop for in Ripley, TN depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Ripley, TN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Ripley, TN retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Ripley and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Ripley, TN or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ripley, TN?
Snap Finance and Amica Leasing are dedicated to helping Ripley, TN shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Ripley, TN, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Ripley, TN also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Ripley, TN
Acima Leasing and Snap Finance are great options for Ripley, TN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.