What to Look for in Germantown, TN Lease-to-Own Companies
When choosing a lease-to-own company in Germantown, TN, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Germantown and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Germantown, TN
How does Acima Leasing work? Or Snap Finance? Most Germantown, TN lease-to-own companies operate similarly. You shop in person or online at an approved Germantown retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Germantown, TN or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Germantown, TN?
The items you can shop for in Germantown, TN depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Germantown, TN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Germantown, TN and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Germantown and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Germantown, TN stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Germantown, TN
Snap Finance and Amica Leasing are dedicated to helping Germantown, TN shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Germantown, TN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Germantown, TN also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Germantown, TN
Acima Leasing and Snap Finance are great options for Germantown, TN shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.