Choosing a Lease-to-Own Company in Pittston, PA
When comparing lease-to-own companies in Pittston, PA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Pittston and Snap Finance so you can determine which company is right for you.
Snap Finance in Pittston, PA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Pittston, PA lease-to-own companies operate similarly. First, you pick from a list of approved Pittston retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Pittston, PA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Pittston, PA?
The items you can shop for in Pittston, PA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Pittston, PA
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Pittston, PA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Pittston and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Pittston, PA.
Acima Leasing vs. Snap Finance Application and Requirements in Pittston, PA
Both Snap Finance and Amica Leasing aim to help shoppers in Pittston, PA with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Pittston, PA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Pittston, PA requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Pittston, PA, the Choice Is Yours
Many shoppers across Pittston, PA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.