What to Look for in North Wales, PA Lease-to-Own Companies
When picking a lease-to-own company in North Wales, PA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in North Wales and Acima Leasing so you can find the right company for you.
Snap Finance in North Wales, PA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most North Wales, PA lease-to-own companies operate similarly. To start, you choose an approved retailer in North Wales and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in North Wales, PA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in North Wales, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in North Wales, PA. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
North Wales, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in North Wales, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in North Wales and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in North Wales, PA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in North Wales, PA
Everyone in North Wales, PA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in North Wales, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in North Wales, PA also requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your North Wales, PA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in North Wales, PA. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.