How to Choose a Lease-to-Own Company in East Stroudsburg, PA
When selecting a lease-to-own company in East Stroudsburg, PA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in East Stroudsburg and Snap Finance so you can find the right company for you.
Snap Finance in East Stroudsburg, PA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in East Stroudsburg, PA tend to work the same way. You shop at an approved East Stroudsburg retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in East Stroudsburg, PA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in East Stroudsburg, PA?
The items you can shop for in East Stroudsburg, PA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in East Stroudsburg, PA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in East Stroudsburg, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in East Stroudsburg and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in East Stroudsburg, PA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in East Stroudsburg, PA?
Both Snap Finance and Amica Leasing aim to help shoppers in East Stroudsburg, PA with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in East Stroudsburg, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in East Stroudsburg, PA also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your East Stroudsburg, PA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for East Stroudsburg, PA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.