Choosing Your Saint Clairsville, OH Lease-to-Own Company
When selecting a lease-to-own company in Saint Clairsville, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Saint Clairsville and Acima Leasing so you can determine which company is right for you.
Snap Finance in Saint Clairsville, OH vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Saint Clairsville, OH tend to work the same way. You shop at an approved Saint Clairsville retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Saint Clairsville, OH will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Saint Clairsville, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Saint Clairsville, OH. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Saint Clairsville, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Saint Clairsville, OH retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Saint Clairsville and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Saint Clairsville, OH or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Saint Clairsville, OH?
Both Snap Finance and Amica Leasing support Saint Clairsville, OH residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Saint Clairsville, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
For Acima Leasing in Saint Clairsville, OH, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Saint Clairsville, OH? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Saint Clairsville, OH. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.