Choosing Your Delaware, OH Lease-to-Own Company
When comparing lease-to-own companies in Delaware, OH, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Delaware and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Delaware, OH Work
How does Snap Finance work? Or Acima Leasing? Whichever Delaware, OH lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Delaware and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Delaware, OH will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Delaware, OH Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Delaware, OH. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Delaware, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Delaware, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Delaware stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Delaware, OH stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Delaware, OH?
Everyone in Delaware, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Delaware, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Delaware, OH also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Delaware, OH? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Delaware, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.