How Do I Choose Between Lease-to-Own Companies in Caldwell, OH?
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but lack the funds. Caldwell is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Caldwell, OH against Progressive Leasing to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Caldwell Progressive Leasing vs. Acima Leasing: How They Work
How does Progressive Leasing work in Caldwell, OH? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Caldwell, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Caldwell, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Caldwell vs. Acima Leasing
Acima Leasing and Progressive Leasing in Caldwell, OH might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Caldwell, OH, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Caldwell shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Caldwell Stores Are Eligible?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Caldwell stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Caldwell, OH, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Caldwell, OH?
The rules for leasable items at Acima Leasing and Progressive Leasing in Caldwell, OH are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Caldwell, OH?
The decision of which Caldwell, OH lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Caldwell you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.