What to Look for in Hazen, ND Lease-to-Own Companies
When picking a lease-to-own company in Hazen, ND, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Hazen and Snap Finance so you know which company is your best fit.
Snap Finance in Hazen, ND vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Hazen, ND lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Hazen retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Hazen, ND will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hazen, ND?
The items you can shop for vary based on which Hazen, ND retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Hazen, ND Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Hazen, ND businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Hazen and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Hazen, ND, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hazen, ND
Everyone in Hazen, ND deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Hazen, ND, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Hazen, ND requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Hazen, ND Lease-to-Own Company
Many shoppers across Hazen, ND can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.