Snap Finance in Zebulon, NC or Acima Leasing: Which is Better for You?

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You need a lease-to-own option in Zebulon, NC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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What to Look for in Zebulon, NC Lease-to-Own Companies

When comparing lease-to-own companies in Zebulon, NC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Zebulon so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Zebulon, NC

Are there any differences in how Snap Finance and Acima Leasing work? Most Zebulon, NC lease-to-own companies operate similarly. You shop in person or online at an approved Zebulon retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in Zebulon, NC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Zebulon, NC Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Zebulon, NC. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Zebulon, NC

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Zebulon, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Zebulon stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Zebulon, NC, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Zebulon, NC

Snap Finance and Acima Leasing both want to help shoppers in Zebulon NC get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Zebulon, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.

Acima Leasing in Zebulon, NC also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Zebulon, NC Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Zebulon, NC. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.