What to Look for in Wesley Chapel, NC Lease-to-Own Companies
When picking a lease-to-own company in Wesley Chapel, NC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wesley Chapel so you can find the right company for you.
How Does Lease-to-Own in Wesley Chapel, NC Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Wesley Chapel, NC follow similar models. You shop in person or online at an approved Wesley Chapel retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Wesley Chapel, NC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Wesley Chapel, NC Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Wesley Chapel, NC. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Wesley Chapel, NC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Wesley Chapel, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Wesley Chapel businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Wesley Chapel, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Wesley Chapel, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Wesley Chapel, NC with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Wesley Chapel, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Wesley Chapel, NC also requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Wesley Chapel, NC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Wesley Chapel, NC. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.