Choosing Between Spencer, NC Lease-to-Own Companies
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Spencer, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Spencer, NC so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Spencer Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Spencer, NC? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible Spencer stores, pick out the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Spencer!
Lease-to-Own Requirements for Progressive Leasing in Spencer vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Spencer, NC are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Spencer, NC, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Are you shopping in Spencer with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing: What Spencer Stores Are Eligible?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Spencer stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Spencer, NC stores.
What Items Can I Lease in Spencer, NC with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Spencer, NC are quite similar. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Spencer, NC?
The choice of lease-to-own company in Spencer, NC is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Spencer stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get the products you need today with lease-to-own shopping power.