Choosing Your Knightdale, NC Lease-to-Own Company
When comparing lease-to-own companies in Knightdale, NC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Knightdale so you can find the right company for you.
How Does Lease-to-Own in Knightdale, NC Work?
How does Acima Leasing work? Or Snap Finance? Whichever Knightdale, NC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Knightdale retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Knightdale, NC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Knightdale, NC?
The items you can shop for in Knightdale, NC depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Knightdale, NC
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Knightdale, NC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Knightdale stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Knightdale, NC or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Knightdale, NC
For shoppers in Knightdale, NC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Knightdale, NC, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Knightdale, NC also requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Knightdale, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Knightdale, NC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.