Choosing Your Chapel Hill, NC Lease-to-Own Company
When selecting a lease-to-own company in Chapel Hill, NC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Chapel Hill and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Chapel Hill, NC Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Chapel Hill, NC lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Chapel Hill retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Chapel Hill, NC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Chapel Hill, NC?
The items you can shop for vary based on which Chapel Hill, NC retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Chapel Hill, NC and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Chapel Hill, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Chapel Hill stores and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Chapel Hill, NC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Chapel Hill, NC
Everyone in Chapel Hill, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Chapel Hill, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Chapel Hill, NC, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Chapel Hill, NC Lease-to-Own Company
Many shoppers across Chapel Hill, NC can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.