How to Choose a Lease-to-Own Company in Springfield Gardens, NY
When comparing lease-to-own companies in Springfield Gardens, NY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Springfield Gardens and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Springfield Gardens, NY
How does Snap Finance work? Or Acima Leasing? Whichever Springfield Gardens, NY lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Springfield Gardens retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Springfield Gardens, NY or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Springfield Gardens, NY?
The items you can shop for vary based on which Springfield Gardens, NY retailers are approved by Snap Finance or Acima Leasing. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Springfield Gardens, NY
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Springfield Gardens, NY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Springfield Gardens stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Springfield Gardens, NY.
What’s Needed to Apply for Acima Leasing or Snap Finance in Springfield Gardens, NY
Everyone in Springfield Gardens, NY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Springfield Gardens, NY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Springfield Gardens, NY also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Springfield Gardens, NY? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Springfield Gardens, NY. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.