Lease-to-Own in Springfield Gardens, NY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Springfield Gardens, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Springfield Gardens, NY Lease-to-Own Companies

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Springfield Gardens, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Springfield Gardens, NY so you can figure out which company has the best application process, store selection, and requirements for you.

Springfield Gardens Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Springfield Gardens, NY? You can expect a similar application process for both. Shop at your favorite eligible stores in Springfield Gardens, pick out the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Springfield Gardens, you can be approved for up to $5,000!

Springfield Gardens Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Springfield Gardens, NY might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Springfield Gardens, NY requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Springfield Gardens with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Springfield Gardens, NY Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Springfield Gardens stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Springfield Gardens, NY, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Springfield Gardens, NY

Acima Leasing and Progressive Leasing in Springfield Gardens, NY follow similar guidelines for leasable items. In general, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Springfield Gardens, NY?

The decision of which Springfield Gardens, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Springfield Gardens you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.