Progressive Leasing or Acima Leasing in New York, NY?

When you need a lease-to-own solution in New York, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between New York, NY Lease-to-Own Companies

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in New York, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in New York, NY so you can decide which company has the application process, requirements, and store selection that sounds best for you.

New York Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in New York, NY? What about Acima Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in New York, choose the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in New York, you may be approved for up to $5,000!

New York Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in New York, NY are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in New York, NY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help New York shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What New York Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in New York, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in New York, NY, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in New York, NY?

Progressive Leasing and Acima Leasing in New York, NY consider the same items leasable. Typically, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in New York, NY Right for You?

Determining the right lease-to-own company in New York, NY is a personal choice we can't make for you. The best option for you depends on which New York retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.