Choosing a Lease-to-Own Company in Mt Vernon, NY
When comparing lease-to-own companies in Mt Vernon, NY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Mt Vernon so you know which company is your best fit.
Snap Finance in Mt Vernon, NY vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Mt Vernon, NY tend to work the same way. You shop in person or online at an approved Mt Vernon retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Mt Vernon, NY or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Mt Vernon, NY?
The items you can shop for in Mt Vernon, NY depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Mt Vernon, NY
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Mt Vernon, NY retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mt Vernon businesses to trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Mt Vernon, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Mt Vernon, NY
Snap Finance and Acima Leasing both want to help shoppers in Mt Vernon NY get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Mt Vernon, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Mt Vernon, NY, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Mt Vernon, NY Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Mt Vernon, NY. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.