Choosing Your Huntington, NY Lease-to-Own Company
When selecting a lease-to-own company in Huntington, NY, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Huntington and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Huntington, NY Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Huntington, NY follow similar models. To start, you choose an approved retailer in Huntington and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Huntington, NY or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Huntington, NY?
The items you can shop for in Huntington, NY depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Huntington, NY
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Huntington, NY as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Huntington stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Huntington, NY stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Huntington, NY?
Both Snap Finance and Amica Leasing support Huntington, NY residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Huntington, NY, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Huntington, NY also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Huntington, NY
Acima Leasing and Snap Finance are great options for Huntington, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.