Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Winona, MO

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You need a lease-to-own option in Winona, MO — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Choosing Your Winona, MO Lease-to-Own Company

When picking a lease-to-own company in Winona, MO, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Winona so you can decide which company sounds best for you.

Snap Finance in Winona, MO vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Winona, MO tend to work the same way. You shop in person or online at an approved Winona retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Winona, MO will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Winona, MO?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Winona, MO. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Winona, MO

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Winona, MO businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Winona stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Winona, MO or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Winona, MO

Both Snap Finance and Amica Leasing support Winona, MO residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Winona, MO. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

Acima Leasing in Winona, MO also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Winona, MO Lease-to-Own Company

Many shoppers across Winona, MO can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.