Choosing Your Webster Groves, MO Lease-to-Own Company
When choosing a lease-to-own company in Webster Groves, MO, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Webster Groves so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Webster Groves, MO Work
How does Snap Finance work? Or Acima Leasing? Whichever Webster Groves, MO lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Webster Groves retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Webster Groves, MO or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Webster Groves, MO?
The items you can shop for vary based on which Webster Groves, MO retailers are approved by Snap Finance or Acima Leasing. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Webster Groves, MO Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Webster Groves, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Webster Groves stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Webster Groves, MO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Webster Groves, MO?
Both Snap Finance and Amica Leasing support Webster Groves, MO residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Webster Groves, MO. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Webster Groves, MO also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Webster Groves, MO
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Webster Groves, MO. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.