Comparing Lease-to-Own Companies in St Joseph, MO
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but are low on cash. With so many companies like Progressive Leasing in St Joseph, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in St Joseph, MO so you can figure out which company's store selection, requirements, and application process sound right for you.
St Joseph Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in St Joseph, MO? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in St Joseph, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in St Joseph, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in St Joseph vs. Acima Leasing
While Acima Leasing and Progressive Leasing in St Joseph, MO have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in St Joseph, MO, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in St Joseph with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in St Joseph, MO
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in St Joseph, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in St Joseph, MO, or shop Acima Leasing's online retailers.
What Items Can I Lease in St Joseph, MO with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in St Joseph, MO are quite similar. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in St Joseph, MO?
Determining the right lease-to-own company in St Joseph, MO is a personal choice we can't make for you. The best option for you depends on which St Joseph retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.