Acima Leasing or Progressive Leasing in Richmond, MO?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Richmond, MO? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Richmond, MO?

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Richmond, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Richmond, MO to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Richmond Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Richmond, MO? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Richmond, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Richmond, you can be approved for up to $5,000!

Richmond Acima Leasing Requirements vs. Progressive Leasing Requirements

Although Acima Leasing and Progressive Leasing in Richmond, MO share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Richmond, MO need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Richmond with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Richmond, MO Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Richmond, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Richmond, MO stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Richmond, MO

Progressive Leasing and Acima Leasing in Richmond, MO consider the same items leasable. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Richmond, MO?

The decision of which Richmond, MO lease-to-own company to choose is entirely yours to make. To choose the right fit, consider which Richmond retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.