Lease-to-Own in Richmond Heights, MO: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Richmond Heights, MO, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Richmond Heights, MO Lease-to-Own Companies

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Richmond Heights, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Richmond Heights, MO to help you determine which company has the best application process, store selection, and requirements for you.

Richmond Heights Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Richmond Heights, MO? What about Progressive Leasing? They both have similar application steps. Shop at eligible retailers in Richmond Heights, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Richmond Heights, you may be approved for up to $5,000!

Richmond Heights Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Richmond Heights, MO share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Richmond Heights, MO requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Richmond Heights who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Richmond Heights, MO Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Richmond Heights allows you to shop at thousands of Richmond Heights stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Richmond Heights, MO stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Richmond Heights, MO?

You'll find that Progressive Leasing and Acima Leasing in Richmond Heights, MO  have similar leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Richmond Heights, MO?

Determining the right lease-to-own company in Richmond Heights, MO is a personal choice we can't make for you. To choose the right fit, consider approval requirements, which stores in Richmond Heights you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.