Choosing a Lease-to-Own Company in Paris, MO
When choosing a lease-to-own company in Paris, MO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Paris and Acima Leasing so you can find the right company for you.
Snap Finance in Paris, MO vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Paris, MO follow similar models. First, you pick from a list of approved Paris retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Paris, MO or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Paris, MO?
The items you can shop for vary based on which Paris, MO retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Paris, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Paris, MO as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Paris and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Paris, MO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Paris, MO?
For shoppers in Paris, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Paris, MO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Paris, MO also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Paris, MO Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Paris, MO. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.