Comparing Acima Leasing and Snap Finance in Mount Vernon, MO

You’re ready to shop with help from a lease-to-own company in Mount Vernon, MO. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

How to Choose a Lease-to-Own Company in Mount Vernon, MO

When selecting a lease-to-own company in Mount Vernon, MO, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Mount Vernon so you can determine which company is right for you.

How Does Lease-to-Own in Mount Vernon, MO Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Mount Vernon, MO follow similar models. You shop at an approved Mount Vernon retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Mount Vernon, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Mount Vernon, MO?

The items you can shop for in Mount Vernon, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Mount Vernon, MO and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Mount Vernon, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Mount Vernon businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Mount Vernon, MO or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Mount Vernon, MO

Both Snap Finance and Amica Leasing aim to help shoppers in Mount Vernon, MO with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Mount Vernon, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Mount Vernon, MO requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Mount Vernon, MO

Acima Leasing and Snap Finance have a lot to offer shoppers in Mount Vernon, MO. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.