Progressive Leasing or Acima Leasing in Excelsior Springs, MO?

Looking to lease-to-own in Excelsior Springs, MO but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Excelsior Springs, MO?

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but lack the funds. Excelsior Springs is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Excelsior Springs, MO to help you determine which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Excelsior Springs, MO Work?

How does Acima Leasing work in Excelsior Springs, MO? What about Progressive Leasing? Both companies follow similar application processes. Shop at eligible Excelsior Springs stores, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Excelsior Springs, you can be approved for up to $5,000!

Excelsior Springs Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Excelsior Springs, MO are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Excelsior Springs, MO, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Excelsior Springs with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Excelsior Springs Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Excelsior Springs and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Excelsior Springs, MO, or view Acima Leasing's online retailers.

What Items Can I Lease in Excelsior Springs, MO with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Excelsior Springs, MO are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Excelsior Springs, MO Lease-to-Own Company?

The choice of lease-to-own company in Excelsior Springs, MO is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Excelsior Springs you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.