Selecting a Lease-to-Own Company in Pearl, MS
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Pearl, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Pearl, MS to guide you in deciding which company's store selection, requirements, and application process sound right for you.
Pearl Progressive Leasing vs. Acima Leasing: What’s the Process?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Pearl, MS? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Pearl, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Pearl, you can be approved for up to $5,000!
Pearl Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Acima Leasing and Progressive Leasing in Pearl, MS might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Pearl, MS need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Pearl who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Progressive Leasing vs. Acima Leasing: Pearl, MS Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Pearl and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Pearl, MS, or shop Acima Leasing's online retailers.
What Items Can I Lease in Pearl, MS with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Pearl, MS consider the same items leasable. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Pearl, MS?
Determining the right lease-to-own company in Pearl, MS is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Pearl you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.