What to Look for in Horn Lake, MS Lease-to-Own Companies
When comparing lease-to-own companies in Horn Lake, MS, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Horn Lake and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Horn Lake, MS Work
How does Snap Finance work? Or Acima Leasing? Most Horn Lake, MS lease-to-own companies operate similarly. To start, you choose an approved retailer in Horn Lake and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Snap Finance in Horn Lake, MS or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Horn Lake, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Horn Lake, MS. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Horn Lake, MS
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Horn Lake, MS as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Horn Lake and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Horn Lake, MS stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Horn Lake, MS?
Snap Finance and Amica Leasing are dedicated to helping Horn Lake, MS shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Horn Lake, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in Horn Lake, MS also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Horn Lake, MS, the Choice Is Yours
Many shoppers across Horn Lake, MS can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.