Choosing Your Columbia, MS Lease-to-Own Company
When choosing a lease-to-own company in Columbia, MS, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Columbia so you can find the right company for you.
How Does Lease-to-Own in Columbia, MS Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Columbia, MS follow similar models. You shop in person or online at an approved Columbia retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Columbia, MS will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Columbia, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Columbia, MS. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Columbia, MS
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Columbia, MS businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Columbia stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Columbia, MS stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Columbia, MS?
Snap Finance and Acima Leasing both want to help shoppers in Columbia MS get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Columbia, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Columbia, MS also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Columbia, MS, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Columbia, MS. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.