How Do I Choose Between Lease-to-Own Companies in Columbia, MS?
Lease-to-own can save the day when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Columbia, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Columbia, MS so you can decide which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Columbia, MS Work?
How do you lease-to-own with Progressive Leasing in Columbia, MS? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Columbia retailers, select the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Columbia, you may be approved for up to $5,000!
Columbia Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Columbia, MS have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing applicants in Columbia, MS need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Are you shopping in Columbia with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We consider more than just your credit history when reviewing your application.
Progressive Leasing vs. Acima Leasing: Columbia, MS Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Columbia stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Columbia, MS stores.
What Items Can I Lease in Columbia, MS with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Columbia, MS consider the same items leasable. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Columbia, MS Right for You?
The decision of which Columbia, MS lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Columbia stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.