Choosing Your Newbury, MA Lease-to-Own Company
When choosing a lease-to-own company in Newbury, MA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Newbury so you can find the right company for you.
Snap Finance in Newbury, MA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Newbury, MA lease-to-own companies operate similarly. You shop at an approved Newbury retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Newbury, MA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Newbury, MA?
The items you can shop for vary based on which Newbury, MA retailers are approved by Snap Finance or Acima Leasing. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Newbury, MA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Newbury, MA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Newbury and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Newbury, MA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Newbury, MA
For shoppers in Newbury, MA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Newbury, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Newbury, MA also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Newbury, MA
Acima Leasing and Snap Finance have a lot to offer shoppers in Newbury, MA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.