Choosing a Lease-to-Own Company in Cambridge, MA
When comparing lease-to-own companies in Cambridge, MA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Cambridge and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Cambridge, MA Work
How do Acima Leasing and Snap Finance work? Most Cambridge, MA lease-to-own companies operate similarly. To start, you choose an approved retailer in Cambridge and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Cambridge, MA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Cambridge, MA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cambridge, MA. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Cambridge, MA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Cambridge, MA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Cambridge stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Cambridge, MA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Cambridge, MA
For shoppers in Cambridge, MA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cambridge, MA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Cambridge, MA requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Cambridge, MA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Cambridge, MA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.