Choosing Your Germantown, MD Lease-to-Own Company
When choosing a lease-to-own company in Germantown, MD, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Germantown so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Germantown, MD
How do Acima Leasing and Snap Finance work? Whichever Germantown, MD lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Germantown retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Germantown, MD or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Germantown, MD?
The items you can shop for in Germantown, MD depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Germantown, MD
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Germantown, MD as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Germantown stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Germantown, MD stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Germantown, MD
Both Snap Finance and Amica Leasing aim to help shoppers in Germantown, MD with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Germantown, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Germantown, MD also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Germantown, MD Lease-to-Own Company
Many shoppers across Germantown, MD can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.